Consumer Protection Frequently Asked Questions

The following are the most common questions related to consumer protection issues. If your questions are not addressed on this page, or if you still have any doubts, please feel free to contact OMVIC.

  1. I signed a contract and left a deposit. I don't want the car anymore, and the dealer won't give me back my deposit. What should I do?
  2. I placed a deposit on a vehicle but did not receive a bill of sale and now want my deposit back.
  3. Is there an automatic warranty when I buy a used car? What about the Safety Certificate?
  4. I would like to cancel my contract, how can I do this?
  5. Does a dealer have to provide a Used Vehicle Information Package if I buy a used car?
  6. I bought a car from a registered dealer, and I just found out that there is a lien on it. What are my options?
  7. I want my car declared a lemon.
  8. How can I find out the value of my used car?
  9. I want my car inspected. Where should I go?
  10. I feel that my car inspection was done improperly. Who do I contact?

1) I signed a contract and left a deposit. I don't want the car anymore, and the dealer won't give me back my deposit. What should I do?

What you signed is a legally binding agreement. There's no "cooling-off" or grace period to change your mind. If the dealer agrees to cancel the contract, he is entitled to keep part of the deposit – if not all – as a result of the costs already incurred in selling the vehicle to you. These non-recoverable costs are commonly referred to as "Liquidated Damages."

2) I placed a deposit on a vehicle but did not receive a bill of sale and now want my deposit back.

The dealer will return deposits, in any case, where there is no signed bill of sale, lease or finance contract.

3) Is there an automatic warranty when I buy a used car? What about the Safety Certificate?

There are no automatic warranty provisions in Ontario. The Safety Standards Certificate is not a warranty. It just means the car met a minimum set of safety criteria on the day it was examined. This certificate is valid for a period of 36 days only.

4) I would like to cancel my contract, how can I do this?

In Ontario there is no "cooling-off" period. However, a consumer can cancel a contract if the dealer did not disclose certain information. Visit our Helpful Information for Vehicle Shoppers page for more details.

5) Does a dealer have to provide a Used Vehicle Information Package if I buy a used car?

No. The intention of the Used Vehicle Information Package (UVIP) was to protect consumers from buying a car with a lien on it from a private individual or from a curbsider. Even if you are buying from a registered dealer it is a good idea to get one. The dealer may offer to provide it, or you can obtain one from the Licensing Offices of the Ministry of Transportation (MTO) for $20. In addition to information on any lien, you'll find who the previous owners of the vehicle were.

6) I bought a car from a registered dealer, and I just found out that there is a lien on it. What are my options?

This shouldn't happen. It is the dealer's responsibility to ensure the car is free and clear of all liens. Contact the dealer and ask him to rectify the situation. If you have no luck, please contact OMVIC.

7) I want my car declared a lemon.

There is no such thing in Ontario. If required, civil action – Small Claims Court, for example – may be your best option. If the car is a current model, or up to four years old, you may qualify for assistance from CAMVAP. However, this is for problems with the manufacturing, and not those arising from a dealer's service.

8) How can I find out the value of my used car?

If you're interested in finding the value of your used car, go to a public library and check the Canadian Red Book. This publication provides guidelines only, and the amounts shown should not be taken as a must.

9) I want my car inspected. Where should I go?

Under limited circumstances, MTO will inspect your vehicle, especially if a Safety Standards Certificate has recently been issued. Otherwise, have an independent mechanic look at the vehicle. For more information on transferring or registering a vehicle in Ontario, the Highway Traffic Act, the Safety Standards Certificate, a list of FAQs and other pertinent information, please access the Ministry of Transportation's Drivers and Vehicles information page.

10) I feel that my car inspection was done improperly. Who do I contact?

If you feel that your inspection was done improperly, and you would like more information, please visit the Ministry of Transportation's information page.

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