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OMVIC Blog: Car Buying Tips

Author: Created: Friday, August 14, 2015 RssIcon
OMVIC Blog
By OMVIC Communications on Tuesday, November 8, 2022

Buying a used vehicle

Supply chain disruptions, increased global demand and chip shortages have led to a market squeeze and exorbitant price increases in the auto sales market. Demand may be slowing slightly, but many of these issues are still impacting the industry and keeping prices high for consumers.

In its 25 years, the Ontario Motor Vehicle Industry Council (OMVIC) has “never seen a market quite like this” says Tim Hines, director of consumer support.

 

 
By OMVIC Communications on Monday, October 3, 2022

Buying a used vehicle

In the motor vehicle sales industry, curbsiders are a well-known problem. They pose as private sellers, pretending to sell a personal motor vehicle, but they are actually in the business of buying and selling vehicles for profit without a professional licence or registration, which is illegal in Ontario.

They might misrepresent themselves and their vehicles — selling used wrecks to unsuspecting customers: concealing accident history, hiding repairs, or tampering with (rolling back) the vehicle's odometer.

 

By OMVIC Communications on Tuesday, September 27, 2022

Car-Lease Buyout

As interest rates continue to rise, more and more consumers in Ontario are visiting dealers to purchase the vehicle they already have on lease.

Lately, OMVIC’s consumer support team has noticed an uptick in questions from car-buyers about a service or admin fee being added to their lease buyout contracts. So, we wanted to offer some advice.

 

By OMVIC Communications on Thursday, September 15, 2022

Used car saleFor consumers purchasing a new or used vehicle, it's important to consider financing options. For many, buying a car is the second biggest purchase you will make, right after buying a home. Therefore, understanding car financing options, terms, advantages, and disadvantages are crucial for ensuring a smooth purchase.

 

By OMVIC Communications on Tuesday, August 23, 2022

Used car saleBuying or leasing your first car is an exciting moment. A used vehicle is a great option for value-conscious, first-time buyers in Ontario, especially with new cars and trucks in short supply. But before you sign any contract, make sure you know the history of your new ride, so you’re not left stranded at the roadside, saddled with surprise repair bills, or stuck with a vehicle worth considerably less than what you paid for it.

 

By OMVIC Communications on Tuesday, August 9, 2022

Mandatory DisclosuresHave you been thinking about buying a used car? Are you unsure about the questions to ask? You can always turn to Ontario Motor Vehicle Industry Council (OMVIC) for essential information during the car-buying process.

Educating yourself may seem like a daunting task, but you’ll be thankful you asked the right questions.

 

By OMVIC Communications on Friday, June 24, 2022

Financial TipsTo make the right decision when financing a motor vehicle, consumers must take into account several factors. In most cases, consumers will use their personal line of credit or arrange for financing at their own bank or credit union, however many opt to have the dealer arrange financing for their purchase.

 

By OMVIC Communications on Thursday, June 23, 2022

Car for saleIf you’re looking to bypass those gruelling airport security and customs lines, there is no better way to travel in this day and age than having your own wheels. Owning a vehicle lets you explore places off the beaten path; however, just because you think you’re getting a good deal, doesn’t mean the car will survive the trip you planned.

 

By OMVIC Communications on Monday, May 16, 2022

Car for saleThe Motor Vehicle Dealers Compensation Fund is a consumer protection program financed by Ontario's registered motor vehicle dealers. The fund allows car-buyers, who have purchased from OMVIC-registered dealers and who meet the eligibility criteria, to receive financial assistance if something goes wrong with a vehicle purchase or lease agreement.

Since its creation on July 1, 1986, the fund has paid out over $6 million in compensation to consumers and offers enhanced protection for vehicle buyers in Ontario.

 

By OMVIC Communications on Tuesday, April 5, 2022

The safer way to buyBuying from a registered dealer provides you with some consumer protection and is the safer way to purchase or lease a motor vehicle. Ontario Motor Vehicle Industry Council (OMVIC)-registered dealers are licensed individuals who must abide by industry professionalism standards. By law, they must undergo background checks and successfully pass an automotive law and ethics certification in order to be registered. So, if you’re looking to buy or lease a vehicle, purchase from an OMVIC-registered dealer to ensure you get what you paid for.

 

By OMVIC Communications on Tuesday, March 8, 2022

Car for saleMarch marks national Fraud Protection Month, so here are tips on how to identify and protect yourself from curbsiders when buying a car.

Curbsiders are illegal, unlicensed dealers who pose as private sellers. Two signs that you are dealing with a curbsider include a rolled back odometer or previous write-offs with undisclosed accident repairs.

 

By OMVIC Communications on Tuesday, February 8, 2022

The price of any new or used vehicle advertised by a dealer must include all fees and charges, excluding HST and licensing. This is called all-in price advertising and it is one of the consumer rights provided to Ontario car-buyers under the Motor Vehicle Dealers Act (MVDA). For car buyers, this means that there are no hidden or additional costs that you may not be aware of. Here are some possible risks and how to protect yourself as a consumer.

 

By OMVIC Communications on Tuesday, January 18, 2022
When it comes to New Year’s resolutions, one of the most popular is to create and stick to a realistic personal budget to help with important things like paying down debt or saving up for a house, a vacation, or even a new car.

 

By OMVIC Communications on Tuesday, January 18, 2022

When purchasing a new or used vehicle, it’s important for consumers to identify how they'll finance the purchase. Buying a car is the second most important purchase most consumers make next to buying a home, so protecting your finances and understanding the risks related to vehicle financing are key to ensure a smooth purchase.

Before signing on the dotted line for a vehicle, carefully consider the interest rates and financing options offered and take steps to ensure you get the best possible finance rate and terms. Remember there is no cooling-off period in Ontario so once you sign a contract you are committed to the purchase. Here are some possible risks and how to protect yourself as a consumer.

 

By OMVIC Communications on Monday, November 22, 2021

Getting a vehicle loan may seem like a simple way to make buying a car more attainable. However, consumers must do their research before taking on a long-term loan to avoid negative equity and protect their personal finances.

 

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