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OMVIC Blog: Car Buying Tips

Author: OMVIC Communications Created: Friday, August 14, 2015
OMVIC Blog
By OMVIC Communications on Thursday, October 27, 2016
Halloween Car As adults, little is as exciting and yet equally fearful as the Halloweens of our childhood…with perhaps one exception – buying a car. In that acquisition many of us steel ourselves with the same heightened sense of “prepare for anything” as a nine year old on Halloween. Our fight-or-flight response is awakened; because this is, for most, a large purchase; it can be scary, and no wants to get stuck with a lemon.

By OMVIC Communications on Friday, October 21, 2016
One of the key pillars of protection offered to Ontario consumers who purchase from a registered dealer is the mandatory disclosure requirement. Ontario’s Motor Vehicle Dealers Act requires OMVIC-Registered Dealers to disclose in writing a vehicle’s past use, history and condition. For example, dealers must disclose incident or collision damage repairs exceeding $3,000.

By OMVIC Communications on Friday, October 14, 2016

Academic Star 1Thinking about buying a car for your budding academic star? Or perhaps you’re a student looking to purchase a set of wheels to keep you coming home for the holidays? Visit OMVIC at the Maclean’s Student Life Expo this weekend, October 15-16 at the Metro Toronto Convention Centre and have your car-buying questions answered by OMVIC staff!



By OMVIC Communications on Friday, October 7, 2016

mechanic garage Buying a car can be a huge financial commitment and no one wants to end up with buyer’s remorse due to unexpected repairs soon after purchase. That is why it’s vital consumers exercise their ‘due diligence’ before purchasing their next used vehicle – and in many cases, that means getting a pre-purchase mechanical inspection.



By OMVIC Communications on Friday, September 30, 2016

Finance Agreement Making car-buying decisions based solely on a low monthly payment could be financially hazardous and is becoming a problematic trend amongst many consumers. When buying a car it’s important consumers are aware of the potential consequences of financing vehicles over extended terms (e.g. 84-96 months). In some instances, particularly if the consumer has bruised credit and therefore only qualifies for a high interest loan, stretching the repayment term out can result in paying more in interest than the actual purchase price of the vehicle. Consumers should ensure they are getting the finance terms they want and can afford.



By OMVIC Communications on Friday, September 23, 2016

Negative Equity 3There’s a growing trend amongst some consumers that may have unexpected financial consequences ‘down the road’. Known as Monthly Payment Junkies, these consumers ignore the potential pitfalls of financing a vehicle over an extended term such as 84-96 months and make their car-purchase decision based solely on a low monthly payment.




By OMVIC Communications on Tuesday, September 13, 2016
Walk Away By now, you’re aware that all-in price advertising is the law for car dealers in Ontario. If a dealer advertises a price for a car (new or used), that price must include ALL fees and charges the dealer intends to collect, with the exception of HST and licensing. However research shows that a small minority of car dealers continue to add hidden fees or extra costs that exceed their advertised prices.


By OMVIC Communications on Friday, September 9, 2016

Ontario’s advertising regulations are clear: if an OMVIC-Registered Dealer advertises a price for a vehicle, that price MUST be all-inclusive with the exception of HST and licensing. Manufacturer advertisements don’t have to follow these rules, so it’s important to know whose advertisement it is you’re reading/viewing.



By OMVIC Communications on Friday, September 2, 2016

all in price adThe Focus of OMVIC’s Annual Consumer Awareness Campaign!

A dog relishing a car ride; tongue lapping the air; fur flying in the wind – a sight that exemplifies simple joy; and it’s the imagery supporting OMVIC’s message: all-in price advertising – it’s putting the fun and excitement back into buying a car...and, it’s the law! The province-wide campaign utilizes TV, radio, online and social media advertising.



By OMVIC Communications on Friday, August 26, 2016

Ontario’s vehicle sales regulator, OMVIC, advises consumers and dealers that Club Autohaus Inc. located at 14 Stafford Drive, Brampton is no longer registered to buy, sell or lease vehicles.



By OMVIC Communications on Friday, August 19, 2016
car question Are cooling-off periods (i.e. an opportunity to cancel a contract and get back your money) the law in Ontario or simply urban myths? Test your consumer rights knowledge.


By OMVIC Communications on Thursday, August 11, 2016
Many people want to sell their car but don’t want the hassle of posting a private ad or taking strangers for a test drive. It can be time-consuming and frustrating. For some, the answer is consignment: giving the vehicle to a dealer to sell but retaining ownership until the sale takes place. Consignment sales are especially common with unique vehicles such as motorhomes or classic cars.

By OMVIC Communications on Friday, August 5, 2016

Importfest 1Looking for something to do this weekend? Be sure to stop by the OMVIC booth at IMPORTFEST!  Learn more about your car-buying rights and have your questions answered by OMVIC staff!



By OMVIC Communications on Friday, July 29, 2016
quiz pic Think you’re a pretty savvy car buyer? Understand dealer advertising? Let’s check; and find out if your consumer smarts are stuck in the first gear or set on cruise control.

By OMVIC Communications on Friday, July 22, 2016
Heading off to college or university and looking for a cheap set of wheels? If you're searching in the private automotive jungle remember, consumer protection laws in Ontario  don't apply to private vehicle purchases. Should something go wrong with a private car purchase, consumers are basically on their own with little recourse other than the court system.


By OMVIC Communications on Tuesday, July 12, 2016
Be sure to stop by the OMVIC booth at the Toronto Honda Indy this weekend, July 15th to 17th. Have your questions answered by OMVIC staff and learn about your rights when you purchase a vehicle from an OMVIC-Registered Dealer, in Ontario.

By OMVIC Communications on Friday, July 8, 2016
online car buying scam If you're looking to purchase a vehicle in Ontario, new or used, chances are you've checked out some of the online auto marketplaces such as Kijiji, AutoTRADER, Craigslist or others. While there are many legitimate vehicles available through these sites, there are also a number of sophisticated online scams you should watch out for.


By OMVIC Communications on Thursday, June 30, 2016

Lease agreement In Ontario, there is no cooling-off period when purchasing a vehicle from an OMVIC-Registered dealer – all sales are final. Before you sign the contract, it is important to do your research and determine if leasing is right for you.



By OMVIC Communications on Friday, June 24, 2016

As is Car AdAlthough changes to the safety inspection standards have been implemented, “as is” disclosure obligations remain unaltered. As such, “as is” disclosures must still be made on both contracts and advertisements.  In addition, dealers are still responsible to make all mandatory disclosures about the history and condition of the vehicle, in writing, even if the vehicle is being sold “as is.”



By OMVIC Communications on Friday, June 17, 2016

#DYK Since its creation on July 1, 1986, the Motor Vehicle Dealers Compensation Fund has paid out over 5 million in compensation to consumers. As the oldest and largest fund of its kind in Canada, the Compensation Fund offers the best protection for vehicle buyers in Ontario. Happy 30th Birthday to the Compensation Fund!



By OMVIC Communications on Friday, June 10, 2016

OMVIC (Ontario Motor Vehicle Industry Council) is Ontario’s vehicle sales regulator. With a mandate to protect consumers OMVIC enforces the Motor Vehicle Dealers Act and other consumer protection statutes on behalf of the Ministry of Government and Consumer Services.



By OMVIC Communications on Thursday, June 2, 2016

georgian intro banner Thinking about buying a car? Want to see the newest models in a unique no-selling, no-pressure environment? Then plan a trip to Barrie this weekend!

Georgian College Auto Show – June 3–5

This weekend, June 3–5, North America’s largest outdoor auto show is being held in Ontario. The Georgian College Auto Show is 100% student run and it’s taking place at the college’s Barrie campus.


By OMVIC Communications on Friday, May 27, 2016

All-in price advertising is the law; a law meant to provide transparency to consumers and to create a fair and level playing field for dealers. Through past bulletins we’ve learned that if a dealer advertises a price for a vehicle (new or used), that price MUST include all fees and charges the dealer intends to collect.

But what are the other ‘advertising’ rules consumers should be aware of to stay protected?

By OMVIC Communications on Friday, May 20, 2016

Thaya looking under hood Considering the information available, today’s informed consumers should have more confidence (and less anxiety) than ever before when buying a car. But that’s the rub; consumers have to do their part too. They need to research; ask questions; know when they’re protected (and when they’re not); and accept some of the responsibility for protecting themselves. An educated consumer is a protected consumer.



By OMVIC Communications on Friday, May 13, 2016

Blog post 38 display manu ads All-in price advertising is the law in Ontario; a law meant to provide transparency to consumers and create a fair and level playing field for car dealers. Through OMVIC’s on-going consumer awareness efforts, the public is becoming more informed of the all-in pricing rules when purchasing a car from an OMVIC-Registered Dealer — but there is still some confusion…


By OMVIC Communications on Friday, May 6, 2016
Blog 37 image 1All-in pricing is the law! If an OMVIC-Registered Dealer advertises a price for a vehicle (new or used), the Motor Vehicle Dealers Act (MVDA) requires that the price include ALL fees and charges the dealer intends to collect.

By OMVIC Communications on Friday, April 29, 2016

Safety Recalls 4With millions of vehicles recalled, many for serious safety issues, it’s vitally important owners take steps to ensure they’re aware if a vehicle they own, or are thinking of purchasing, is the subject of a recall and to have recalled vehicles repaired/serviced.



By OMVIC Communications on Friday, April 22, 2016
blog camperSummer is just around the corner and you may be thinking about buying some new “toys”! Well, if it’s a motorhome (a driveable RV) purchased from a registered dealer, you’re protected by OMVIC and the Motor Vehicle Dealers Act (MVDA). In the rare instance you encounter a problem with the dealership OMVIC may be able to assist; it also means you are protected by the Motor Vehicle Dealers Compensation Fund!

By OMVIC Communications on Thursday, April 14, 2016

Remember Mehran Amini, the curbsider who was sentenced to 450 days in prison in January 2016 for selling vehicles with rolled-back odometers? He was sentenced to an additional 300 days in prison after being found guilty on his last set of charges. That’s 750 days in total – this is the longest ever jail sentence handed out for illegal car sales in Ontario! Read more…



By OMVIC Communications on Friday, April 8, 2016

Did you know that when you buy a car from an Ontario-registered dealer, there is no “cooling off” period? Once you sign a contract, sales are FINAL. So, before you sign the dotted line, it’s important to be certain that you have explored all options and are confident in your purchase—a car is a big Investment!



By OMVIC Communications on Friday, April 1, 2016
While most of us can appreciate, if not enjoy, a good prank, no one likes to be made a fool. And yet there are many scammers, con-men/ women and fraudsters in existence, trying to get rich doing just that. From phony CRA officers threatening to charge people for supposed tax arrears to larcenous paramours running romance scams, organized criminals are seeking victims everywhere; even the online vehicle sales marketplace.


By OMVIC Communications on Friday, March 25, 2016
All in Pricing OMVICDid you know that all-in price advertising is the law? If you answered NO , you probably need to sharpen your car-buying knowledge before signing any contracts or paying any deposits. An educated consumer is a protected consumer - OMVIC offers FREE car buying seminars. Read more to learn about all-in price advertising and how you can book a FREE car buying seminar today!


By OMVIC Communications on Thursday, March 17, 2016

The 2016 Ottawa-Gatineau International Auto Show March 17th to 20th


Looking for something to do in the Ottawa-Gatineau area this March Break? Be sure to stop by the OMVIC booth (Level 2, Room 202) at the 2016 Ottawa-Gatineau International Auto Show. Have your questions answered by OMVIC staff and test your car buying IQ!



By OMVIC Communications on Thursday, March 10, 2016

Bought a new car? Can’t wait to take delivery? When the big time comes, don’t let excitement take over completely – there are still important steps to take to ensure your purchase goes smoothly.



By OMVIC Communications on Friday, March 4, 2016
Rolled back odometers are very rarely an issue with vehicles sold by Ontario-registered dealers, in part because the possible ramifications are so “severe”; but where it is problematic, is with vehicles sold by curbsiders (illegal, unlicensed vehicle dealers). Click to read more…

By OMVIC Communications on Friday, February 26, 2016
Did you know that protections granted to consumers under the Consumer Protection Act (CPA) cannot be nullified in a contract? Ontario’s CPA is THE LAW. Read more to learn about the protections available to consumers under the CPA if a dealer commits an unfair business practice.

By OMVIC Communications on Thursday, February 11, 2016

OMVIC Booth at 2016 International AutoShowThe #CIAS2016  February 12th to 21st

Be sure to stop by the OMVIC booth P231, level 800 at the 2016 Canadian International AutoShow. Have your questions answered by OMVIC staff and maybe have some car buying myths busted!  



By OMVIC Communications on Wednesday, February 10, 2016
Like cars, not all relationships are built to last. Our love wanes. We grow bored. New models tempt us with exciting features, better handling, firmer suspensions; it’s irresistible. Yes, there’s nothing quite like the stimulating, even obsessive, love affair…with a new car. But how do you “break up” with your old ride? There’s generally three ways to go about it.

By OMVIC Communications on Friday, February 5, 2016

Service Animals Allowed“No Pets Allowed” — Consumers and retailers alike are accustomed to this “rule” when entering a retail place of business.

But, did you know that in Ontario all organizations that provide goods and services to the public are legally required to allow people with disabilities to be accompanied by a “service animal”? Read more to learn why.


By OMVIC Communications on Wednesday, January 27, 2016

Ontario Superior Court of JusticeThe Ontario Superior Court of Justice has overturned a decision of the Licence Appeal Tribunal (LAT) that ordered the provincial vehicle sales regulator, OMVIC, to grant a licence to a man convicted of firebombing New York State government offices.


By OMVIC Communications on Friday, January 22, 2016

Curbsider in JailMehran Amini was sentenced to 450 days incarceration after being found guilty on two counts of curbsiding (acting as a dealer without registration) contrary to the Motor Vehicle Dealers Act and one count of engaging in an unfair business practice (related to odometer tampering) in contravention of the Consumer Protection Act. “This is the longest sentence handed out in Ontario for illegal vehicle sales,” explained Michael Rothe, Director of Legal Services for OMVIC, Ontario’s vehicle sales regulator.


By OMVIC Communications on Friday, January 15, 2016

OMVIC Compensation Fund Protects YouOne of the key protections available to consumers who purchase from an OMVIC-Registered Dealer is having access to the Motor Vehicle Dealers Compensation Fund (The Fund). Established in 1986, the Compensation Fund is celebrating 30 years of protecting Ontario consumers.


By OMVIC Communications on Friday, January 8, 2016

North American International Motorcycle Super Show 2016Are you a motorcycle enthusiast? Or perhaps considering a bike purchase in the near future? Do you know what your consumer rights are when buying a motor vehicle, including motorcycles? Then stop by the OMVIC booth (number 2205) at this weekend’s North American International Motorcycle Super Show and get your questions answered! Running from January 8th to the 10th the show is hosted at the International Centre in Mississauga.


By OMVIC Communications on Thursday, December 31, 2015
Globe

Did you know that OMVIC offers translation services to both consumers and dealers? Non-English speakers can clearly communicate any questions or concerns they may have to OMVIC staff.

Available in more than 150 languages, OMVIC’s translation service is provided at no cost to the caller! 

By OMVIC Communications on Thursday, December 24, 2015

Thinking about decking the driveway with a new set of wheels this holiday season? Or resolving to improve your ride in the New Year? Well, OMVIC would like to gift you with these holiday car buying tips.



By OMVIC Communications on Thursday, December 17, 2015

When buying a car from an OMVIC-Registered Dealer or privately, it’s important to protect yourself. One of the key steps before you decide to purchase is to take the vehicle on a thorough test drive. Don’t just take it around the block. 


By OMVIC Communications on Friday, December 11, 2015
Leasing VehicleIn Ontario, there is no cooling-off period when purchasing a vehicle from an OMVIC-Registered dealer – all sales are final. So it’s important … before you sign the contract … do your research and determine if leasing is right for you.

By OMVIC Communications on Friday, December 4, 2015

Vehicle History ReportsIt’s Sunday morning and you’re scrolling through the online classifieds looking for a car…you find a private sale that sparks your interest – “for sale by owner.” What do you do next?

Here are some tips for buying a car privately in Ontario. Remember, consumer protection laws only apply if you purchase a car from an OMVIC-Registered Dealer. If something goes wrong with your private purchase, you’re on your own with little recourse (other than to sue civilly). So, if you choose to buy privately be informed and do your research.

By OMVIC Communications on Friday, November 27, 2015

Holiday Shopping with Credit Card It’s Financial Literacy Month! Interested in buying a new or used car? As November comes to an end and the holiday shopping season intensifies, it’s important that consumers are aware of the dangers of “…Being a Monthly Payment Junkie.”  Read more to learn about negative equity. #FLM2015 

By OMVIC Communications on Friday, November 20, 2015

Educated ConsumerThinking about buying a car? Do you know what additional fees a dealer can add to an advertised price? Do you know exactly what a dealer must tell you about a vehicle’s past-use or condition? Do you know what protections are available if you choose to buy a vehicle privately? If you answered no to any of these questions, you probably need to sharpen your car-buying knowledge before signing any contracts or paying any deposits.


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