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OMVIC Blog: Car Buying Tips

Author: OMVIC Communications Created: Friday, August 14, 2015
OMVIC Blog
By OMVIC Communications on Monday, October 23, 2017
 Rental car Rental vehicles are usually of the current or previous model year, with relatively low mileage and factory warranty. And because it’s used and there’s no freight or PDI charge they often come with a discounted price. But there are some consumers who forego these benefits and steer clear of daily rentals.

By OMVIC Communications on Tuesday, October 3, 2017

Official OMVIC decal OMVIC is celebrating its 20th anniversary of providing consumer protection to Ontario’s car buyers, but not everyone knows about this regulator, what they do and how they can help.



By OMVIC Communications on Tuesday, September 12, 2017

There’s a new danger riding in on a storm for used car buyers—flood-damaged vehicles. “Authorities in the US have told us they expect about half a million vehicles to be flooded as a result of Hurricane Harvey alone,” said Tom Girling, Director of Investigations for OMVIC, Ontario’s vehicle sales regulator. “And they expect many of them will end up being exported—including to Canada.”



By OMVIC Communications on Tuesday, August 29, 2017
Vehicles that would have been completely unaffordable two decades ago are now financially accessible. Many consumers can buy the car of their dreams, with no money down, for a monthly, bi-weekly (or even daily) payment that has somehow become “affordable.” But how? Did cars get cheaper? Are we all significantly wealthier? Or is something else at play?




By OMVIC Communications on Friday, August 25, 2017

Do know the difference between buying a car from a dealership and buying privately? OMVIC staff will be happy to answer your car-buying questions and provide you with information about your car-buying rights at IMPORTFEST! 




By OMVIC Communications on Friday, August 18, 2017

Sending a “child” off to university or college can be traumatic – for the parents of course; the kid will be just fine. So to make it easier to keep ‘em coming home for more than just Thanksgiving and spring break, some parents will head out with their teens on an elusive hunt for a decent, but cheap, set of wheels. It’s worth noting decent and cheap can be difficult to find in peaceful coexistence in the automotive jungle.




By OMVIC Communications on Friday, August 11, 2017

When you owe more for a car than what it's worth, you have negative equity. Follow our infographic to find out how easily it can happen.




By OMVIC Communications on Wednesday, August 2, 2017
Ontario’s vehicle sales regulator is providing educational information and tips to consumers who are financing their next car-purchase. “Traditionally the most common source of complaints received by OMVIC relate to vehicle condition or contract cancellation” explained John Carmichael, OMVIC CEO and Registrar. “However we are noticing an increase in complaints specific to finance agreements; and in the past few years, this has led to a number of dealers facing charges or licence revocation.”

By OMVIC Communications on Wednesday, July 19, 2017

OMVIC, Ontario’s vehicle sales regulator, has ordered the immediate suspension of 1828780 Ontario Inc. o/a D L Auto Brokers, operated by Darrel Legare at 581 Lakeshore Drive, North Bay. As a result, Legare and D L Auto Brokers may not legally sell, lease, buy or consign vehicles. 


By OMVIC Communications on Thursday, July 13, 2017

Thinking about buying a used car? There is a lot of information out there, so paring down that information to what is essential can seem like a daunting task. 

Once you have narrowed down your options on budget and brand of vehicle and are ready to start visiting dealerships, knowing about mandatory disclosure requirements is essential.  


By OMVIC Communications on Thursday, July 6, 2017

So what exactly is a lien?
A lien is a legal “encumbrance” registered on a person’s property to secure a debt the property owner owes to another person/business (commonly a bank/lender). In the case of a car loan, a bank (or finance company) will register a lien against the vehicle giving them the right to take possession of it should the borrower default on the loan and to sell the vehicle to recoup the outstanding debt.
So it’s really important you DON’T buy a vehicle with an outstanding lien! 

By OMVIC Communications on Friday, June 30, 2017

Dealers in Ontario are required to include the following statement on the contract of any vehicle sold “as is”:

“The motor vehicle sold under this contract is being sold “as-is” and is not represented as being in roadworthy condition, mechanically sound or maintained at any guaranteed level of quality. The vehicle may not be fit for use as a means of transportation and may require substantial repairs at the purchaser’s expense. It may not be possible to register the vehicle to be driven in its current condition.”



By OMVIC Communications on Friday, June 23, 2017

An Ottawa-area man was convicted on 36 counts of illegally selling motor vehicles, many with missing airbags. Ahmad Moussa, sole director of Quality Motors, 1417 Cyrville Road in Ottawa, was charged by OMVIC, Ontario’s vehicle sales regulator, with curbsiding — acting as a dealer without registration. 





By OMVIC Communications on Friday, June 16, 2017

When it comes to buying a vehicle in Ontario, it is important consumers do their homework before purchasing. But what exactly should that homework entail? Whether buying from a private seller or an OMVIC-Registered Dealer, this mnemonic will help consumers conduct research and ask the right questions during the car-buying process to make an informed purchase.





By OMVIC Communications on Friday, June 9, 2017

In Ontario, dealers or salespeople must be registered with OMVIC. In addition to passing the Automotive Certification Course, applicants must submit to additional background checks including a criminal background check. 



By OMVIC Communications on Wednesday, May 31, 2017

If you’re thinking about buying a car, or if you’re just an unabashed car enthusiast, come out to the Auto Show at Georgian College’s Barrie campus this weekend! Visit OMVIC's booth



By OMVIC Communications on Friday, May 26, 2017

infographicBuying a car can be an emotionally charged experience with long-term financial implications. Smart consumers know a purchase of this importance requires research, knowledge and careful deliberation. OMVIC’s “Road to Buying a Car in Ontario” infographic helps consumers ask the right questions during the car-buying process. 



By OMVIC Communications on Friday, May 19, 2017

All-in price advertising is the law in Ontario; a law meant to provide transparency to consumers and create a fair and level playing field for car dealers. Through OMVIC’s on-going consumer awareness efforts, the public is becoming more informed of the all-in pricing rules when purchasing a car from an OMVIC-Registered Dealer — but there is still some confusion…



By OMVIC Communications on Friday, May 12, 2017

The vast majority of consumer/dealer transactions go well. In those rare instances when problems arise, OMVIC’s Complaints and Inquiries Team provides information and services to help address the situation. These services are provided free of charge to all Ontarians.



By OMVIC Communications on Friday, May 5, 2017

RV Thinking about buying a camping trailer, motorhome, boat or ATV? It’s important to know your rights; and believe it or not, depending on what you buy (or whom you buy from) your rights, like your mileage hauling a 5th wheel camper, may vary.



By OMVIC Communications on Thursday, April 27, 2017

The Deputy Registrar of OMVIC has ordered the immediate suspension of Personal Touch Auto Limited, located at 747 Great Northern Road, Sault Ste. Marie, following serious consumer complaints and an inspection. As a result, the dealership cannot legally sell, lease, consign or buy vehicles.

Consumers are warned not to buy or lease vehicles from, or sell or consign vehicles to, Personal Touch Auto Limited or Gino Burzese while the dealer’s registration is suspended.


By OMVIC Communications on Friday, April 21, 2017

A dog relishing a car ride; tongue lapping the air; fur flying in the wind – a sight that exemplifies simple joy; and it’s the visuals supporting OMVIC’s TV message: Buying a car? The fun is back! Ontario made all-in price advertising the law for Ontario car dealers – no more hidden fees. All-in price advertising – it’s your right




By OMVIC Communications on Thursday, April 13, 2017

Whether buying from a private seller or an OMVIC-Registered Dealer, OMVIC provides many informative services to help consumers ask the right questions during the car-buying process to protect themselves and make an informed purchase. OMVIC’s FREE Car-Buying Seminar is a service available throughout the province to consumer or community groups, first-time car buyers, new Canadians and students. 




By OMVIC Communications on Tuesday, April 4, 2017
A Stittsville man has been convicted of curbsiding (acting as a motor vehicle dealer without registration) under the Motor Vehicle Dealers Act (MVDA). OMVIC conducted an extensive investigation into the illegal vehicle sales of Soidan (Danny) Ismail (also “Ismal”). The investigation led to 29 MVDA curbsiding charges and an additional 30 charges under the Consumer Protection Act (CPA) for making false, misleading and deceptive representations regarding the history and condition of vehicles sold. Ismail was convicted on 19 of the charges and fined $40,000.


By OMVIC Communications on Thursday, March 30, 2017

drive clean intro Effective April 1, 2017, light-duty vehicles, such as most passenger cars, vans and SUVs, no longer require a Drive Clean emissions test when sold or transferred.

Learn more about the latest Drive Clean program changes and what you can do before purchasing a vehicle to ensure it is free of emissions issues.




By OMVIC Communications on Wednesday, March 22, 2017
2017 all in omvic adAll-in price advertising has been the law for all Ontario car dealers for more than seven years! And yet, only 33 per cent of Ontario consumers know they are entitled to all-in pricing when buying a car; the other 67 percent are either uninformed or misinformed.


By OMVIC Communications on Monday, March 13, 2017
Live in Eastern Ontario? Thinking about buying or leasing a new car? Stop by the OMVIC booth (Level 2, Room 201) at the 2017 Ottawa-Gatineau International Auto Show and have your vehicle buying questions answered by OMVIC staff. You can even test your Car- Buying IQ!


By OMVIC Communications on Monday, March 6, 2017

Curbsiders are lying in wait in online marketplaces, ready to pounce on unsuspecting consumers. So if you’re purchasing a car in Ontario – Protect Yourself!

To mark Fraud Prevention Month, read OMVIC’s blog this week to learn about your car-buying rights and when they apply, and learn how to spot the telltale signs of a curbsider!



By OMVIC Communications on Wednesday, March 1, 2017

Purchased a vehicle from an OMVIC-Registered Dealer? Anxious to take delivery of the vehicle? Don’t let excitement take over completely – there are a few crucial steps to take to ensure your purchase goes smoothly right up until you drive off the lot Consider these 11 tips when taking delivery of your vehicle...


By OMVIC Communications on Wednesday, February 22, 2017

Canada’s largest automotive event is wrapping up in the next few days! The 2017 Canadian International AutoShow kicked off on February 17 at the Metro Toronto Convention Centre and is concluding on February 26. That’s right – there’s only a few days left! Don’t miss out on the many exhibits at the AutoShow, including OMVIC’s booth (P223 on the 800 level) to test your car-buying IQ!  Speak with OMVIC staff and learn about the protections available when buying from an OMVIC-Registered Dealer. Don’t miss this great opportunity!


By OMVIC Communications on Wednesday, February 15, 2017

The 2017 Canadian International AutoShow kicks off this Friday, February 17 at the Metro Toronto Convention Centre! Planning to attend the show? Be sure to stop by OMVIC’s booth (P223 on the 800 level) to test your car-buying IQ! The AutoShow runs until Sunday, February 26 so don’t miss out!


By OMVIC Communications on Monday, February 13, 2017

curbsiderAndre N. Campbell has been sentenced to 50 days in jail for illegal vehicle sales. The Mississauga man was charged by OMVIC, Ontario’s vehicle sales regulator, with acting as a dealer without registration (curbsiding) and selling five vehicles between 2012 and 2014. “Each vehicle was a rebuilt write-off,” stated Tom Girling, OMVIC’s Director of Investigations. “The purchasers, who found the vehicles advertised online, were unaware of the true history of the vehicles."


By OMVIC Communications on Thursday, February 9, 2017
life is like a box of chocolatesForrest Gump’s mama was right – “life is like a box of chocolates; you never know what you’re gonna get.” That wonderful, whimsical and yet profound insight seems to come to mind every February when the ubiquitous heart-shaped boxes of valentine chocolates make an appearance on store shelves. But anyone who has made a blind confection selection without careful examination of the legend that usually accompanies the red faux-suede boxes knows that looks can be deceiving. It goes without saying the square shaped chocolate-covered caramels were fantastic; but some candy makers would sneakily create other flavours in the same square shape – some with a medicinal orange flavour and others with a thick white mystery filling...

By OMVIC Communications on Friday, February 3, 2017

Pros and Cons LeasingLast week’s blog post introduced the topic of leasing a new car in Ontario, laid out the different types of leases in the marketplace and defined five leasing terms you should know. As that post stated, a lease is a contract to “rent” a vehicle for a long period of time. Should your situation change due to relocation, job loss or discovering the vehicle no longer meets your needs (e.g. starting a family) it may be difficult and expensive to get out of a lease. But there are also upsides to leasing. Like most things in life, there are pros and cons. Let’s examine some of them…search and determine if leasing is right for you, before you sign the contract.


By OMVIC Communications on Monday, January 30, 2017

Whether you choose to lease or purchase your next new vehicle, it’s crucial to make an informed and educated decision. Failing to do adequate research BEFORE your lease or purchase can have considerable financial implications. So if you’re considering leasing a new vehicle, ensure you understand how leasing works and decide if it’s right for you…


By OMVIC Communications on Friday, January 20, 2017

Comp Fund Shield

 

Each year, OMVIC-Registered Dealers sell or lease approximately 1.2 million vehicles. The vast majority of transactions go well. But in those rare instances that something does go wrong, Ontario consumers can turn to the Motor Vehicle Dealers Compensation Fund for help. In 2016, OMVIC’s Compensation Fund marked 30 yearsof providing protection to consumers who suffer a financial loss as a result of a transaction with an OMVIC-Registered Dealer. The Compensation Fund is one of the key protections available to consumers who purchase from an OMVIC-Registered Dealer.


By OMVIC Communications on Friday, January 13, 2017

Protect yourself buying privatelyBuying a car can be a huge financial commitment and no one wants to end up with buyer’s remorse due to unexpected repairs or realizing soon after the purchase the vehicle had undisclosed accident damage. So it’s vital consumers exercise due diligence and take extra precautions when buying a used vehicle privately including...


By OMVIC Communications on Thursday, January 5, 2017

Are you a motorcycle enthusiast? Or perhaps you’re considering a bike purchase in the near future? Do you know what your consumer rights are when buying a motor vehicle, including a motorcycle? Then stop by OMVIC’s booth at this weekend’s North American International Motorcycle SuperShow and get your questions answered! The show kicks off Friday, January 6 and runs until Sunday, January 8 at The International Centre in Mississauga. OMVIC’s booth is number 2914, located in Hall 2!


By OMVIC Communications on Wednesday, December 28, 2016

The Vehicle Sales Authority of British Columbia (VSA) has warned both consumers and dealers of an online car-buying scam that arrived just in time for the holiday season. A fake website was created, using the name and address of a legitimate and licensed car dealership in British Columbia; however, it is a website for a phantom dealership that shows a fake roster of employees and consumer testimonials.



By OMVIC Communications on Thursday, December 22, 2016
car sale

Planning to deck the driveway with a new ride during the holiday season? Thinking about taking advantage of the flurry of Boxing Day promotions? OMVIC would like to gift you with some key holiday car-buying tips...


By OMVIC Communications on Friday, December 16, 2016

Test drive Whether shopping for a vehicle privately or from an OMVIC-Registered Dealer, consumers should take steps to protect themselves; and one of the key steps is to take a thorough test drive.

In many instances, taking a short drive around the block or a quick spin in the parking lot just won’t cut it. To get the most out of a test drive, OMVIC suggests consumers follow these tips...


By OMVIC Communications on Thursday, December 8, 2016

Handing over keysOMVIC, Ontario’s vehicle sales regulator, has recently heard from a small number of consumers who encountered problems when trading-in vehicles to a dealer. These consumers traded-in vehicles that still had money owing on them — loans that were to be paid off by the dealer as part of the financing of the consumers’ new vehicles. “Unfortunately the dealers did not pay off the loans immediately,” explained Laura Halbert, OMVIC’s Director of Compliance. “This left the consumers making payments on their new cars as well as on their trade-ins.”


By OMVIC Communications on Friday, December 2, 2016

Blog 67 intro OMVIC has launched a new Car-Buying Quiz to help consumers test their car-buying smarts.

This fun an interactive tool “drives” consumers down an information highway where they are quizzed on important car-buying topics including: All-in price advertising, the warning signs that help identify curbsiders and the amount of time (or lack of) to cancel a contract.

By OMVIC Communications on Friday, November 25, 2016
Black Friday Intro Car Shopping on Black Friday? Remember, buying from an Ontario-registered dealer does provide consumer protection, but a signed contract is still FINAL! There is “No Cooling Off Period”

By OMVIC Communications on Friday, November 18, 2016

infographic introIntroducing OMVIC’s new interactive Road to Buying a Car in Ontario infographic! Whether buying from an OMVIC-Registered Dealer or a private seller, this step-by-step guide will help consumers ask the right questions during the car-buying process. Navigating from start to sold, the ‘how to roadmap’ identifies potential dangerous potholes and the detours consumers can make to ensure their next car purchase is a safe one!



By OMVIC Communications on Friday, November 11, 2016

Buying a car is one of the most expensive purchases a consumer will make in their lifetime. It is a transaction that requires thought, research and knowledge, which is why it is important that consumers educate themselves BEFORE entering into an agreement to purchase.



By OMVIC Communications on Friday, November 4, 2016
Trading car introThere are two benefits to trading-in your vehicle at the dealership; saving on taxes and on time. There are tax advantages (you'll only have to pay HST on the difference) and you save time and effort of having to sell it privately.



By OMVIC Communications on Thursday, October 27, 2016
Halloween Car As adults, little is as exciting and yet equally fearful as the Halloweens of our childhood…with perhaps one exception – buying a car. In that acquisition many of us steel ourselves with the same heightened sense of “prepare for anything” as a nine year old on Halloween. Our fight-or-flight response is awakened; because this is, for most, a large purchase; it can be scary, and no wants to get stuck with a lemon.

By OMVIC Communications on Friday, October 21, 2016
One of the key pillars of protection offered to Ontario consumers who purchase from a registered dealer is the mandatory disclosure requirement. Ontario’s Motor Vehicle Dealers Act requires OMVIC-Registered Dealers to disclose in writing a vehicle’s past use, history and condition. For example, dealers must disclose incident or collision damage repairs exceeding $3,000.

By OMVIC Communications on Friday, October 14, 2016

Academic Star 1Thinking about buying a car for your budding academic star? Or perhaps you’re a student looking to purchase a set of wheels to keep you coming home for the holidays? Visit OMVIC at the Maclean’s Student Life Expo this weekend, October 15-16 at the Metro Toronto Convention Centre and have your car-buying questions answered by OMVIC staff!



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