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OMVIC Blog: Car Buying Tips

All I Want for Christmas is... a New Car

Dec 21

Written by: OMVIC Communications
Thursday, December 21, 2017  RssIcon

 Red car with bow

 

Thinking about decking the driveway with a new set of wheels this holiday season? Or resolving to improve your ride in the New Year? OMVIC would like to gift you with some great holiday car buying tips.

Review Advertisements Carefully

With the holiday season in full force and boxing week promotions snowballing—if you are in the market to purchase a car or happen to stumble across a deal that sparks your interest, remember these helpful tips:

All-In Price Advertising—IT’S THE LAW in Ontario: If an OMVIC-Registered Dealer advertises a vehicle price, that price must include all fees the dealer intends to collect. The only additional fees a dealer can add on top of the advertised price are HST and Licensing.

Tips for Buying From an OMVIC-Registered Dealer

Ensure the salesperson understands your needs. Not being listened to? Buy elsewhere.

Take a thorough test drive. See how it handles at highway speeds—don’t just take a quick spin around the block.

Only pay for optional products or services you want and believe have value.

Buying a used vehicle? Ask for a history report and consider an inspection by a trusted mechanic.

Get all conditions in writing (e.g. Repairs to be conducted).

Get all disclosures and promises in writing (e.g. No accidents, xxx to be repaired, subject to spouse/partner/ parent approval).

Carefully read the contract (and loan agreement)—there is no cooling-off period once the contract is signed!

Don’t become a monthly payment junkie. Calculate the overall cost of the car; how much you will pay over the entire term of the loan, not just each month. Stick to your budget.

Remember, Ontario’s consumer protection laws only apply if you purchase a car from an OMVIC-Registered Dealer. If something goes wrong with a private purchase, you’re on your own with little recourse (other than to sue civilly).

Don’t get stuck with a lump of coal in your garage this Christmas, make your next vehicle purchase a merry one! To learn your car-buying rights visit omvic.ca  

 

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