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OMVIC Blog: Car Buying Tips

By OMVIC Communications on Friday, June 30, 2017

Dealers in Ontario are required to include the following statement on the contract of any vehicle sold “as is”:

“The motor vehicle sold under this contract is being sold “as-is” and is not represented as being in roadworthy condition, mechanically sound or maintained at any guaranteed level of quality. The vehicle may not be fit for use as a means of transportation and may require substantial repairs at the purchaser’s expense. It may not be possible to register the vehicle to be driven in its current condition.”



By OMVIC Communications on Friday, May 26, 2017

infographicBuying a car can be an emotionally charged experience with long-term financial implications. Smart consumers know a purchase of this importance requires research, knowledge and careful deliberation. OMVIC’s “Road to Buying a Car in Ontario” infographic helps consumers ask the right questions during the car-buying process. 



By OMVIC Communications on Friday, May 19, 2017

All-in price advertising is the law in Ontario; a law meant to provide transparency to consumers and create a fair and level playing field for car dealers. Through OMVIC’s on-going consumer awareness efforts, the public is becoming more informed of the all-in pricing rules when purchasing a car from an OMVIC-Registered Dealer — but there is still some confusion…



By OMVIC Communications on Friday, May 12, 2017

The vast majority of consumer/dealer transactions go well. In those rare instances when problems arise, OMVIC’s Complaints and Inquiries Team provides information and services to help address the situation. These services are provided free of charge to all Ontarians.



By OMVIC Communications on Friday, May 5, 2017

RV Thinking about buying a camping trailer, motorhome, boat or ATV? It’s important to know your rights; and believe it or not, depending on what you buy (or whom you buy from) your rights, like your mileage hauling a 5th wheel camper, may vary.



By OMVIC Communications on Thursday, April 27, 2017

The Deputy Registrar of OMVIC has ordered the immediate suspension of Personal Touch Auto Limited, located at 747 Great Northern Road, Sault Ste. Marie, following serious consumer complaints and an inspection. As a result, the dealership cannot legally sell, lease, consign or buy vehicles.

Consumers are warned not to buy or lease vehicles from, or sell or consign vehicles to, Personal Touch Auto Limited or Gino Burzese while the dealer’s registration is suspended.


By OMVIC Communications on Friday, April 21, 2017

A dog relishing a car ride; tongue lapping the air; fur flying in the wind – a sight that exemplifies simple joy; and it’s the visuals supporting OMVIC’s TV message: Buying a car? The fun is back! Ontario made all-in price advertising the law for Ontario car dealers – no more hidden fees. All-in price advertising – it’s your right




By OMVIC Communications on Thursday, April 13, 2017

Whether buying from a private seller or an OMVIC-Registered Dealer, OMVIC provides many informative services to help consumers ask the right questions during the car-buying process to protect themselves and make an informed purchase. OMVIC’s FREE Car-Buying Seminar is a service available throughout the province to consumer or community groups, first-time car buyers, new Canadians and students. 




By OMVIC Communications on Tuesday, April 4, 2017
A Stittsville man has been convicted of curbsiding (acting as a motor vehicle dealer without registration) under the Motor Vehicle Dealers Act (MVDA). OMVIC conducted an extensive investigation into the illegal vehicle sales of Soidan (Danny) Ismail (also “Ismal”). The investigation led to 29 MVDA curbsiding charges and an additional 30 charges under the Consumer Protection Act (CPA) for making false, misleading and deceptive representations regarding the history and condition of vehicles sold. Ismail was convicted on 19 of the charges and fined $40,000.


By OMVIC Communications on Thursday, March 30, 2017

drive clean intro Effective April 1, 2017, light-duty vehicles, such as most passenger cars, vans and SUVs, no longer require a Drive Clean emissions test when sold or transferred.

Learn more about the latest Drive Clean program changes and what you can do before purchasing a vehicle to ensure it is free of emissions issues.




By OMVIC Communications on Wednesday, March 22, 2017
2017 all in omvic adAll-in price advertising has been the law for all Ontario car dealers for more than seven years! And yet, only 33 per cent of Ontario consumers know they are entitled to all-in pricing when buying a car; the other 67 percent are either uninformed or misinformed.


By OMVIC Communications on Monday, March 13, 2017
Live in Eastern Ontario? Thinking about buying or leasing a new car? Stop by the OMVIC booth (Level 2, Room 201) at the 2017 Ottawa-Gatineau International Auto Show and have your vehicle buying questions answered by OMVIC staff. You can even test your Car- Buying IQ!


By OMVIC Communications on Monday, March 6, 2017

Curbsiders are lying in wait in online marketplaces, ready to pounce on unsuspecting consumers. So if you’re purchasing a car in Ontario – Protect Yourself!

To mark Fraud Prevention Month, read OMVIC’s blog this week to learn about your car-buying rights and when they apply, and learn how to spot the telltale signs of a curbsider!



By OMVIC Communications on Wednesday, December 28, 2016

The Vehicle Sales Authority of British Columbia (VSA) has warned both consumers and dealers of an online car-buying scam that arrived just in time for the holiday season. A fake website was created, using the name and address of a legitimate and licensed car dealership in British Columbia; however, it is a website for a phantom dealership that shows a fake roster of employees and consumer testimonials.



By OMVIC Communications on Thursday, December 8, 2016

Handing over keysOMVIC, Ontario’s vehicle sales regulator, has recently heard from a small number of consumers who encountered problems when trading-in vehicles to a dealer. These consumers traded-in vehicles that still had money owing on them — loans that were to be paid off by the dealer as part of the financing of the consumers’ new vehicles. “Unfortunately the dealers did not pay off the loans immediately,” explained Laura Halbert, OMVIC’s Director of Compliance. “This left the consumers making payments on their new cars as well as on their trade-ins.”


By OMVIC Communications on Friday, December 2, 2016

Blog 67 intro OMVIC has launched a new Car-Buying Quiz to help consumers test their car-buying smarts.

This fun an interactive tool “drives” consumers down an information highway where they are quizzed on important car-buying topics including: All-in price advertising, the warning signs that help identify curbsiders and the amount of time (or lack of) to cancel a contract.

By OMVIC Communications on Friday, November 25, 2016
Black Friday Intro Car Shopping on Black Friday? Remember, buying from an Ontario-registered dealer does provide consumer protection, but a signed contract is still FINAL! There is “No Cooling Off Period”

By OMVIC Communications on Friday, November 18, 2016

infographic introIntroducing OMVIC’s new interactive Road to Buying a Car in Ontario infographic! Whether buying from an OMVIC-Registered Dealer or a private seller, this step-by-step guide will help consumers ask the right questions during the car-buying process. Navigating from start to sold, the ‘how to roadmap’ identifies potential dangerous potholes and the detours consumers can make to ensure their next car purchase is a safe one!



By OMVIC Communications on Friday, November 11, 2016

Buying a car is one of the most expensive purchases a consumer will make in their lifetime. It is a transaction that requires thought, research and knowledge, which is why it is important that consumers educate themselves BEFORE entering into an agreement to purchase.



By OMVIC Communications on Friday, November 4, 2016
Trading car introThere are two benefits to trading-in your vehicle at the dealership; saving on taxes and on time. There are tax advantages (you'll only have to pay HST on the difference) and you save time and effort of having to sell it privately.



By OMVIC Communications on Thursday, October 27, 2016
Halloween Car As adults, little is as exciting and yet equally fearful as the Halloweens of our childhood…with perhaps one exception – buying a car. In that acquisition many of us steel ourselves with the same heightened sense of “prepare for anything” as a nine year old on Halloween. Our fight-or-flight response is awakened; because this is, for most, a large purchase; it can be scary, and no wants to get stuck with a lemon.

By OMVIC Communications on Friday, October 21, 2016
One of the key pillars of protection offered to Ontario consumers who purchase from a registered dealer is the mandatory disclosure requirement. Ontario’s Motor Vehicle Dealers Act requires OMVIC-Registered Dealers to disclose in writing a vehicle’s past use, history and condition. For example, dealers must disclose incident or collision damage repairs exceeding $3,000.

By OMVIC Communications on Friday, October 14, 2016

Academic Star 1Thinking about buying a car for your budding academic star? Or perhaps you’re a student looking to purchase a set of wheels to keep you coming home for the holidays? Visit OMVIC at the Maclean’s Student Life Expo this weekend, October 15-16 at the Metro Toronto Convention Centre and have your car-buying questions answered by OMVIC staff!



By OMVIC Communications on Friday, October 7, 2016

mechanic garage Buying a car can be a huge financial commitment and no one wants to end up with buyer’s remorse due to unexpected repairs soon after purchase. That is why it’s vital consumers exercise their ‘due diligence’ before purchasing their next used vehicle – and in many cases, that means getting a pre-purchase mechanical inspection.



By OMVIC Communications on Friday, September 30, 2016

Finance Agreement Making car-buying decisions based solely on a low monthly payment could be financially hazardous and is becoming a problematic trend amongst many consumers. When buying a car it’s important consumers are aware of the potential consequences of financing vehicles over extended terms (e.g. 84-96 months). In some instances, particularly if the consumer has bruised credit and therefore only qualifies for a high interest loan, stretching the repayment term out can result in paying more in interest than the actual purchase price of the vehicle. Consumers should ensure they are getting the finance terms they want and can afford.



By OMVIC Communications on Friday, September 23, 2016

Negative Equity 3There’s a growing trend amongst some consumers that may have unexpected financial consequences ‘down the road’. Known as Monthly Payment Junkies, these consumers ignore the potential pitfalls of financing a vehicle over an extended term such as 84-96 months and make their car-purchase decision based solely on a low monthly payment.




By OMVIC Communications on Tuesday, September 13, 2016
Walk Away By now, you’re aware that all-in price advertising is the law for car dealers in Ontario. If a dealer advertises a price for a car (new or used), that price must include ALL fees and charges the dealer intends to collect, with the exception of HST and licensing. However research shows that a small minority of car dealers continue to add hidden fees or extra costs that exceed their advertised prices.


By OMVIC Communications on Friday, September 9, 2016

Ontario’s advertising regulations are clear: if an OMVIC-Registered Dealer advertises a price for a vehicle, that price MUST be all-inclusive with the exception of HST and licensing. Manufacturer advertisements don’t have to follow these rules, so it’s important to know whose advertisement it is you’re reading/viewing.



By OMVIC Communications on Friday, September 2, 2016

all in price adThe Focus of OMVIC’s Annual Consumer Awareness Campaign!

A dog relishing a car ride; tongue lapping the air; fur flying in the wind – a sight that exemplifies simple joy; and it’s the imagery supporting OMVIC’s message: all-in price advertising – it’s putting the fun and excitement back into buying a car...and, it’s the law! The province-wide campaign utilizes TV, radio, online and social media advertising.



By OMVIC Communications on Friday, May 27, 2016

All-in price advertising is the law; a law meant to provide transparency to consumers and to create a fair and level playing field for dealers. Through past bulletins we’ve learned that if a dealer advertises a price for a vehicle (new or used), that price MUST include all fees and charges the dealer intends to collect.

But what are the other ‘advertising’ rules consumers should be aware of to stay protected?

By OMVIC Communications on Friday, May 20, 2016

Thaya looking under hood Considering the information available, today’s informed consumers should have more confidence (and less anxiety) than ever before when buying a car. But that’s the rub; consumers have to do their part too. They need to research; ask questions; know when they’re protected (and when they’re not); and accept some of the responsibility for protecting themselves. An educated consumer is a protected consumer.



By OMVIC Communications on Friday, May 13, 2016

Blog post 38 display manu ads All-in price advertising is the law in Ontario; a law meant to provide transparency to consumers and create a fair and level playing field for car dealers. Through OMVIC’s on-going consumer awareness efforts, the public is becoming more informed of the all-in pricing rules when purchasing a car from an OMVIC-Registered Dealer — but there is still some confusion…


By OMVIC Communications on Friday, May 6, 2016
Blog 37 image 1All-in pricing is the law! If an OMVIC-Registered Dealer advertises a price for a vehicle (new or used), the Motor Vehicle Dealers Act (MVDA) requires that the price include ALL fees and charges the dealer intends to collect.

By OMVIC Communications on Friday, April 22, 2016
blog camperSummer is just around the corner and you may be thinking about buying some new “toys”! Well, if it’s a motorhome (a driveable RV) purchased from a registered dealer, you’re protected by OMVIC and the Motor Vehicle Dealers Act (MVDA). In the rare instance you encounter a problem with the dealership OMVIC may be able to assist; it also means you are protected by the Motor Vehicle Dealers Compensation Fund!

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